Services Offered

Advice is offered for individuals in the following areas:

  • Investments and Investment Portfolios
  • Savings Plans
  • Life Assurance
  • Pension Planning including Stakeholder Pensions, Personal Pensions, Annuities and Drawdown (also called Unsecured Income)
  • Health Insurances i.e. Critical Illness Insurance and Income Protection but not Long Term Care Insurance, Private Medical Insurance, Accident & Sickness plans nor other general insurances
  • Reviews of Existing Policies or Portfolios
  • Bank and Building Society Accounts, for example Cash ISAs
  • Offshore Investments
  • Tax Planning including Inheritance Tax, Capital Gains Tax, Income Tax and Taxation of Investments.
  • Execution Only - where you receive no advice from me. Here I merely carry out your instructions to purchase a product of your choice. This results in considerable cost savings but execution only is only suitable for those with sufficient knowledge to take the risk of buying without advice.

Where I am unable to give advice myself I can usually recommend other good sources of information or professionals for example a mortgage broker or stockbroker or obtain advice on your behalf.

I was recommended to Mike by a third party having been badly let down by my previous IFA. Over the past 5 years I have built up a very close working relationship with Mike covering all matters concerning my family's finances. In all my dealings with him, I have found Mike extremely competent, and diligent, with not even the smallest detail escaping his notice or being left unattended.
R K, Kent