Non Commission Paying Products | Montgo Consulting Ltd

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01797 252527

Independence & Financial Products

Montgo Consulting Ltd is an Independent Financial Adviser. An IFA not only can advise on all companies and their products, but has a duty to recommend the most suitable products for their clients. Further an IFA represents their clients rather than any insurance company or investment company, unlike the company sales representative. This subtle distinction means that an IFA is able to assess companies and products objectively without the bias inevitable from company sales representatives or marketing departments.

A further benefit of independence is that IFAs can recommend non commission paying products or companies; with fee charging IFAs being the least open to bias here. Company representatives or multi tied advisers in contrast are usually only paid by selling their companies' products or a limited panel of products and do not normally conduct fee based work. They are typically unable to review a portfolio of policies and investments from several providers.

The arrangement of financial products is only part of the service I offer; general financial advice, tax planning and investment reviews are other key elements.

Mike's initial financial 'health check' brought focus to what I sought to achieve, his knowledge was broad yet he was able to communicate in lay speak - always a great advantage! His integrity and professionalism quickly established a relationship of trust - something that's essential. I've been delighted with the financial outcomes and continue to appreciate his input.

R F, West Sussex