Montgo Consulting Ltd is the trading company of Mike Grant, an Independent Financial Adviser (IFA) based in Eastbourne, East Sussex with 22 years experience in the financial services industry. I specialise in investments, portfolio construction and investment management and reviews but also provide broader advice including on pensions and life assurance.
The ethos of Montgo Consulting Ltd is not about selling products. It is to provide thorough, wide ranging professional advice and service. With comparatively few clients the approach is very much on personal involvement, quality, comprehensive advice and all important reviews. However if you prefer limited advice or simply wish to buy a financial product that is fine.
Montgo Consulting Ltd has been a fee only IFA for many years and unlike many advisers is not a recent convert from commission based remuneration, a change forced on them by the Financial Services Authority (FSA) who banned commission payments for advised investment and pension sales from the end of 2012. Please note however commission is still allowed on insurance policies and these can be very high, although clients of Montgo Consulting Ltd will receive a full rebate of commission in one of several ways (see How services are paid for).
The ethos of Montgo Consulting Ltd is low key and the complete antithesis of the hard sell image. There are no sales targets, just old fashioned personal, high quality advice. However that is very easy for me to say. To experience it you'll have to try it! And to encourage you an initial consultation or telephone discussion of up to an hour is offered without charge or obligation. Alternatively have a look at the testimonials or ask for a reference.
A copy of my Client Agreement which is a combined terms of business and fee agreement can be downloaded from this website on the Contact details page.
The guidance in this website is subject to the UK regulatory regime for financial services and is as such suitable for and intended for UK consumers only.
T R, Oxon